How to use UPI for payment?

To use UPI for payment, open your UPI-enabled application and select a payment method. You can pay by scanning a merchant's QR code, entering the recipient's Virtual Payment Address (VPA) or mobile number, or choosing a contact from your list. After entering the transaction amount, select the linked bank account you wish to use and provide your secure 4 or 6-digit UPI PIN to authorize and complete the instant fund transfer. Ensure you have an active internet connection and your mobile number is registered with your bank for seamless transactions.