To transfer money using a UPI ID, also known as a Virtual Payment Address (VPA), follow these steps:
- Open your UPI-enabled app and select the Pay or Send Money option.
- Choose the To UPI ID or VPA method.
- Enter the recipient's unique UPI ID (e.g., name@bankname).
- Verify the recipient’s name as registered in the banking system to ensure accuracy.
- Enter the amount you wish to transfer.
- Provide your secure 4 or 6-digit UPI PIN to authorize the transaction.
The funds are transferred instantly from your linked bank account to the recipient's account.