To transfer money using a UPI ID, enter the recipient's unique Virtual Payment Address (VPA) into any UPI-enabled mobile application. This method allows for instant, secure fund transfers directly between bank accounts without needing account numbers or IFSC codes.
- Open your UPI app and select Send Money or Pay.
- Choose the To UPI ID or VPA option.
- Enter the recipient's accurate UPI ID and verify their name.
- Input the transaction amount and any optional remarks.
- Select your bank account and enter your secret UPI PIN to authorize the payment.