To transfer money using a UPI ID, follow these steps:
- Open your UPI-enabled app and select the Pay or Send Money option.
- Choose the To UPI ID or VPA method and enter the recipient's unique UPI ID (e.g., name@bank).
- Verify the recipient's name that appears automatically to ensure accuracy.
- Enter the transfer amount and an optional note.
- Select the bank account you wish to debit, enter your secret UPI PIN, and confirm the transaction.
The funds will be transferred instantly to the recipient's linked bank account.