How to use UPI to transfer money?

To transfer money using UPI, follow these steps:

• Open your UPI-enabled application and select the Pay or Send Money option.
• Choose a transfer method: enter the recipient's UPI ID, mobile number, or bank account details with IFSC code. Alternatively, you can scan the recipient's QR code.
• Enter the amount you wish to send.
• Verify the recipient's name and enter your secure 4 or 6-digit UPI PIN to authorize the transaction.

The funds are debited from your linked bank account and credited to the recipient instantly.