How to make a UPI payment link?

You can create a UPI payment link by manually constructing a URL based on the standardized deep-linking specification provided by the National Payments Corporation of India (NPCI). This format allows payers to open their preferred banking application automatically with pre-filled transaction details.

• Identify your Virtual Payment Address (VPA) or UPI ID from your bank.
• Use the mandatory protocol: upi://pay?pa= followed by your UPI ID.
• Append optional parameters like payee name using \&pn= and a fixed amount using \&am= followed by the numerical value.
• Share the completed link through messaging platforms or email to collect payments directly into your account.