How to make UPI without a debit card?

You can create a UPI PIN without a debit card by using your Aadhaar number for authentication. This process requires your Aadhaar to be linked to your bank account and both to be registered with the same mobile number. Steps to set up Aadhaar-based UPI:

• Open your UPI app and select your bank account.
• Choose the option to set or reset UPI PIN using Aadhaar.
• Enter the first six digits of your Aadhaar number.
• Verify using the OTPs received from UIDAI and your bank.
• Set your new four or six-digit UPI PIN.