How to make a UPI PIN without a debit card?

You can create a UPI PIN without a debit card by using Aadhaar-based verification. This feature, introduced by NPCI, allows you to set or reset your PIN using your Aadhaar details instead of a physical card.

• Select your bank account in a UPI app and choose to set the UPI PIN.
• Opt for the Aadhaar-based authentication method.
• Enter the first six digits of your Aadhaar number.
• Input the OTP received on your registered mobile number.
• Create and confirm your secure 4 or 6-digit UPI PIN to complete the setup.