How to integrate UPI?

Integrating UPI into your business platform involves several key steps to enable seamless digital payments for your customers. According to NPCI guidelines, businesses can integrate UPI through the following methods:

• Register as a merchant with a bank or a UPI payment service provider to obtain a unique Merchant UPI ID and QR code.
• Integrate UPI APIs into your website or mobile application to support Intent flows, where the customer is automatically redirected to their preferred UPI app.
• Generate dynamic QR codes for each transaction to automate reconciliation and reduce errors.
• Ensure compliance with security standards, including data encryption and local data storage requirements.