Can I set a UPI PIN without a debit card?

Yes, you can set or reset your UPI PIN without a debit card using Aadhaar-based authentication. This facility, introduced by NPCI, requires that your mobile number is linked to both your bank account and Aadhaar.

• Select the Aadhaar-based verification option in your UPI-enabled app.
• Enter the first six digits of your Aadhaar number.
• Validate the request using the OTPs received from the bank and UIDAI.
• Set your new 4 or 6-digit UPI PIN to start making secure digital payments instantly.