Can we use a credit card for UPI?

Yes, you can use a credit card for UPI payments, but this feature is currently limited to RuPay network cards issued by supported banks. By linking your RuPay credit card to a UPI app, you can scan merchant QR codes and make payments directly from your credit limit. Key points to remember:

• Only merchant payments are permitted; you cannot perform peer-to-peer transfers or cash withdrawals.
• Transactions up to Rs 2,000 generally do not attract additional charges for merchants.
• The feature provides the financial flexibility of a credit card with the convenience of UPI.