does credit check reduce credit score

No, checking your own credit score, which is classified as a 'soft inquiry,' does not reduce your CIBIL score. Self-monitoring your score is a healthy financial practice and has no negative impact on your creditworthiness. However, if a bank or financial institution checks your score while evaluating a loan or credit card application, it is logged as a 'hard inquiry.' Multiple hard inquiries within a short period can temporarily cause a slight reduction in your CIBIL score, as lenders may view this as a sign of financial distress.