is credit score and cibil score same

No, credit score and CIBIL score are not the same, though the terms are often used interchangeably. 'Credit Score' is a broad term for a three-digit numerical representation of creditworthiness generated by any of the four licensed credit bureaus in India: TransUnion CIBIL, Experian, Equifax, and CRIF High Mark. The 'CIBIL Score' is the specific credit score calculated only by TransUnion CIBIL. Both scores serve the same purpose of helping lenders assess your loan repayment risk, typically ranging from 300 to 900.