is cibil score and credit score same

No, they are not the same. Credit score is a general term for a three-digit number (usually 300 to 900) that indicates your creditworthiness, which can be generated by any of the four licensed credit bureaus in India. The CIBIL Score is the specific credit score calculated and provided exclusively by the TransUnion CIBIL bureau. While both show credit behaviour, the CIBIL Score is the score most commonly preferred by Indian lenders when evaluating loan and credit applications.