is experian credit score same as cibil

No, the Experian credit score is not the same as the CIBIL score, although both are equally valid indicators of creditworthiness in India. They are generated by two separate credit bureaus using different proprietary scoring models and algorithms, which often leads to minor differences in the final score. CIBIL is generally the more established and widely accepted score by most Indian banks. While both scores rely on the same underlying credit data, a variation of 30-50 points between the two is considered normal.