Which bank allows zero balance account

Several leading banks in India allow you to open a zero-balance account, also known as a Basic Savings Bank Deposit Account (BSBDA). These accounts do not require a minimum average balance and offer essential banking facilities. Key banks offering these accounts include:

• State Bank of India (SBI)
• Kotak Mahindra Bank (Kotak 811)
• HDFC Bank
• ICICI Bank
• Axis Bank
• IndusInd Bank
• Federal Bank
• Standard Chartered India
• Bank of India

Most of these banks provide digital onboarding with instant KYC using your Aadhaar and PAN card.