Several leading Indian banks offer instant online account opening through their websites or mobile apps, typically using Video KYC or Aadhaar-based authentication. Major banks providing this facility include:
- State Bank of India (via YONO app)
- HDFC Bank
- ICICI Bank (Insta Savings Account)
- Kotak Mahindra Bank (811 Account)
- IndusInd Bank
- IDFC FIRST Bank
- Bank of India
- Standard Chartered Bank
These digital platforms allow residents to complete the application process seamlessly from home with just a PAN and Aadhaar card.