Which bank offers zero balance savings account

Several major banks in India offer zero-balance savings accounts, commonly referred to as Basic Savings Bank Deposit Accounts (BSBDA). These include:

• State Bank of India (SBI)
• Kotak Mahindra Bank (811 Account)
• HDFC Bank
• ICICI Bank
• Axis Bank
• IndusInd Bank

These accounts allow you to maintain a ₹0 balance without incurring penalties. They typically come with essential features like a free debit card, mobile banking, and a specified number of free monthly ATM withdrawals.