Which bank have zero balance account

Several leading banks in India offer zero balance savings accounts, primarily through the Basic Savings Bank Deposit Account (BSBDA) scheme or dedicated digital products. These accounts do not require a minimum average balance and incur no penalties for having a zero balance. Prominent banks offering these accounts include:

• State Bank of India (SBI) - BSBDA
• Kotak Mahindra Bank - 811 Digital Savings Account
• HDFC Bank - BSBDA
• ICICI Bank - BSBDA
• Axis Bank - Basic Savings Account
• Standard Chartered Bank - Basic Banking Account
• IndusInd Bank - Indus Delite Savings Account

These accounts typically provide essential services like a debit card, mobile banking, and ATM access.