How to write a letter to bank for joint account

To write a letter to a bank for a joint account, address it to the Branch Manager and include your existing account number. Clearly state your request to add a specific person as a joint holder and specify the desired mode of operation, such as "Either or Survivor" or "Jointly." Mention that you have enclosed necessary KYC documents, including:

• Valid identity proof (Aadhaar or PAN)
• Address proof of the new holder
• Passport-size photographs

Ensure all applicants sign the letter to authorize the change.