To write an account payee cheque, follow these steps:
- Fill in the regular details: the date, the payee's name, the amount in both words and figures, and your signature.
- Draw two parallel diagonal lines on the top-left corner of the cheque.
- Write the words "Account Payee" or "A/C Payee Only" between these two lines.
This "crossing" ensures the funds are credited directly to the named recipient's bank account, providing a secure paper trail and preventing the cheque from being cashed over the counter.