To make a crossed cheque, draw two parallel transverse lines across the top-left corner of the cheque. This marking instructs the bank that the funds must be deposited directly into a bank account rather than being encashed over the counter.
For enhanced security, you can follow these steps:
- Write A/C Payee or Account Payee between the two parallel lines to ensure the amount is credited only to the specified recipient's account.
- Fill in the date, payee name, and the amount in both words and figures as usual.
- Sign the cheque as per your bank records.