How to open a bank account for a child

To open a bank account for a child in India, a parent or legal guardian must apply on their behalf. For children below 10 years, the account is operated by the guardian. Minors aged 10 and above can often operate the account independently with guardian consent. To get started:

• Visit the bank branch or use their official website/app.
• Fill out the application form with details for both the child and the guardian.
• Submit KYC documents, including the child's birth certificate and Aadhaar, and the guardian's PAN and address proof.
• Make the required initial deposit to activate the account.