The number of free ATM transactions per month for Indian savings account holders is determined by RBI guidelines and depends on the ATM's location.
- Five free transactions at your own bank’s ATMs nationwide.
- Three free transactions per month at other bank ATMs in major metro cities.
- Five free transactions per month at other bank ATMs in all other locations.
These limits apply to both financial (cash withdrawal) and non-financial (balance inquiry) services. Exceeding these free limits may incur a charge of up to ₹23 plus applicable taxes per additional transaction.