The number of free ATM transactions you can perform monthly depends on your location and whether you use your own bank's ATM. You are generally allowed five free transactions (including financial and non-financial services) per month at your own bank's ATMs nationwide. For other bank ATMs, the free limit is:
- Metro cities: Three transactions per month.
- Non-metro cities: Five transactions per month.
If you exceed these limits, banks are permitted to charge up to ₹23 plus applicable taxes per additional transaction.