The number of free ATM transactions you receive each month depends on your bank and location.
- You are entitled to a minimum of five free transactions per month at your own bank's ATMs nationwide.
- At other bank ATMs, you get three free transactions per month in metro cities.
- For non-metro locations, you are allowed five free transactions per month at other bank ATMs.
These free limits include both financial transactions, such as cash withdrawals, and non-financial services like balance inquiries. Once the free limit is exceeded, banks typically charge ₹23 for each additional financial transaction.