The number of free ATM transactions each month varies based on your location and the ATM used. As per Reserve Bank of India (RBI) guidelines, customers are entitled to:
- Five free transactions per month at their own bank's ATMs across all locations, covering both financial (like cash withdrawal) and non-financial services.
- Three free transactions per month at other-bank ATMs in metro cities (Mumbai, New Delhi, Chennai, Kolkata, Bengaluru, and Hyderabad).
- Five free transactions per month at other-bank ATMs in all non-metro locations.
These limits include both cash withdrawals and non-financial transactions such as balance inquiries.