Terms and Conditions

byPaytm Editorial TeamLast Updated: August 2, 2025
  1. This Offer is being organized, sponsored and run by One97 Communications Limited. (hereinafter “One97” or “Paytm”) a company which owns and operates an online marketplace on the website located at the URL:‘www.paytm.com’ and Paytm mobile application (hereinafter “Paytm Platform”), having its registered office at 136, 1st Floor, Devika Tower, Nehru Place, New Delhi – 110019 and corporate office at SkymarkOne ( One Skymark), Plot No H – 10, Tower D, Sector -98, Noida- 201304, Dist – Gautam Budh Nagar, Uttar Pradesh.
  2. The below terms and conditions govern your participation in the Offer. By participating in the Offer, you (hereinafter referred to as “User/Participant”) shall be deemed to have read, understood and unconditionally accept the terms and conditions of the Offer and further agree to irrevocably bound by these Terms & Conditions (including any variations to the same made by Paytm without prior notice).
  1. Offer: Make a payment using Paytm and get a chance to win INR 7,000 (“Prize”)
  2. Offer Period: 01st August, 2025 to 07th August, 2025
  3. General Terms and Conditions of the Offer
    1. Participation is open for all the Users of the Paytm App, excluding current employees of One97 Communications Ltd. and its subsidiaries/affiliates.
    2. This Offer is an optional Offer. The Users are not bound in any way to participate in this Offer.
    3. To participate in this Offer and to stand a chance to win the Prize, the Participant needs to follow the below steps.
      • Step I – Visit Paytm App
      • Step I – Make a payment through Paytm
      • Step II – Like, Share and Comment Paytm post “7Ko7000” on Paytm Instagram, Facebook, Twitter & LinkedIn social media handles.
    4. Upon successful completion of the transaction, a total of 7 Participants from the total pool of Participants will be selected each day during the Offer Period through Paytm’s system generated automated process and will be declared as the Winners.
    5. Winners for each day during the Offer Period will be declared on the next day and the Prize money will be credited in the UPI linked bank account of the Winner within 48 hours of Winner declaration.
    6. This Offer cannot be clubbed/used in conjunction/alongside any prevailing Offer/ promotion(s) available on Paytm Platform. Further the Prize money is non-transferable, non-encashable, non-refundable.
    7. In cases of any fraudulent/suspicious activity, Paytm solely reserves the right to revoke the Prize money.
    8. Paytm shall have the sole discretion to decide on all matters connected with the Offer, including process of selecting and declaring the Winner through its systems and automated processes. The decision of Paytm in this regards shall be binding on Participant(s) and shall not be challenged in any manner by any Participant(s).
    9. Offer is being made purely on a “best effort” basis and is valid during Offer Period only.
    10. Paytm solely reserves the right to use Winner details for promotional activities.
    11. Paytm reserves its absolute right to amend, modify, change, add, withdraw, alter any terms and conditions of the Offer or terminate this Offer without any prior notice. In case there is any discrepancy or dispute regarding the Offer, the decision by Paytm shall be final and binding. Neither Paytm nor any third party shall have any liability towards any Participant.
    12. In case of any query, Participant may reach out to the Customer support of their Paytm App.
Eligibilty Criteria
  1. The participation in the Offer is open only for the Indian citizens of age 18 years and above.
  2. To participate in the Offer, the Participant must be registered on the Paytm Platform with a verified mobile number.
  3. The current employees of One97 Communications Limited and its subsidiaries/affiliates are not eligible to participate in this Offer.
  4. The residents (permanent/temporary) of state of Tamil Nadu, Assam, Nagaland, Sikkim, Odisha, etc. shall not be entitled to participate in this Offer. The residents (permanent/temporary) of any other state/union territory within the territory of India, where such Offer is prohibited by Applicable Law, shall not be entitled to participate in this Offer.
  5. The User cannot utilize this Offer for engaging in illegal activities including betting, gambling, wagering or any other activities prohibited under Applicable law(s)(by whatever name called).
Part B – Legal Terms & Conditions
  1. By participating in this Offer,
    1. The Participants hereby irrevocably authorize Paytm and its owners, affiliates, subsidiaries, associates and grants a royalty-free and perpetual right to use as per Paytm’s discretion any and all data gathered during and/or after the Offers in respect of the Participant (including but not limited to name, photograph and other personal details) for the purpose of this Offer and or in any of its communications including marketing promotions along with or without Paytm’s brand and advertisements, social media, Paytm Platform or any other public domain.
    2. Participants hereby consent to the information being shared by Paytm with its affiliates and service providers in order to fulfill the Offer.
    3. Participant/s confirms and hereby waives the applicability of rules and regulations of the National Do Not Call Registry and agrees to receive updates and promotional messages / SMS / Email / Call for current and future contests offers from Paytm.
  2. All material and content contained in Paytm Platform is made available for Participant’s personal and noncommercial use only. Any other use of the material/ content on Paytm Platform and/ or any information disseminated by SMS or any other means of communication are strictly prohibited.
  3. SUBJECT TO ANY APPLICABLE LAW (A)ALL WARRANTIES OF ANY KIND WHATSOEVER, WHETHER EXPRESS OR IMPLIED, ARE HEREBY EXPRESSLY DISCLAIMED INCLUDING, BUT NOT LIMITED TO, MEETING OF THE PARTICIPANT’S REQUIREMENTS OR ASPIRATIONS, TIMELINESS, SECURITY, THE RESULTS OR RELIABILITY OF THE CONTEST/OFFER, DELAY IN SENDING OR RECEIVING THE SMS OR ANY OTHER COMMUNICATION FOR PARTICIPATING IN THE OFFERS, DELAY IN TIME TAKEN FOR THE PROCESS, OR THE DELIVERY, QUALITY, QUANTITY, MERCHANTABILITY, FITNESS FOR USE OR A PARTICULAR PURPOSE OR NON-INFRINGEMENT IN RESPECT OF ANY GOODS, SERVICES, BENEFITS OR PRIZE/GRATIFICATION/AWARDS ACQUIRED OR OBTAINED THROUGH THE OFFERS OR ANY TRANSACTIONS EFFECTED THROUGH THE OFFERS; (B) THE PARTICIPANT EXPRESSLY AGREE THAT PARTICIPATION IN THE OFFER IS AT HIS/HER SOLE RISK AND DISCRETION AND IS GOVERNED BY THE TERMS AND CONDITIONS HEREIN; AND (C) NO ADVICE OR INFORMATION WHETHER BY REPRESENTATIONS, ORAL, WRITTEN OR PICTORIAL DERIVED FROM THE PAYTM PLATFORMS INCLUDING BUT NOT LIMITED TO WEBSITES/ SMS, SHALL BE CONSTRUED TO MEAN THE GIVING OF ANY WARRANTY OF ANY KIND WHATSOEVER. PAYTM DOES NOT MAKE ANY COMMITMENT OR WARRANTY, EXPRESS OR IMPLIED TO RESPOND TO ANY FEEDBACK, SUGGESTION AND/OR QUERIES OF THE PARTICIPANT(S).
  4. The Prize to the Winners shall be given subject to compliance with all applicable statutory legislations and laws, processes and formalities in connection with the Prize and on production of all such documents/papers as may be required by Paytm. Any failure on the part of the Participant(s) to comply with directions issued by Paytm for claim of Prize shall entitle Paytm to forfeit the Prize/ or roll the Prize over to the next eligible Participants(s), at their sole discretion.
  5. The Prize under this Offer are neither assignable nor transferable under any circumstance, unless specifically provided hereunder. The Prize shall be subject to such other T&C as may be applicable to it and shall have to be duly complied with by the Participant(s).
  6. Participant(s) are subject to verification, including without limitation, verification of eligibility through checks as deemed appropriate by the Paytm to ensure complete compliance with the Offer’s terms and conditions. Paytm reserves the right to verify the Participant’s details either on their own or through its authorized agency/person and the Participant shall provide all necessary assistance in such verification. In exercising this right, Paytm may ask the Participant to provide any documentary or other form of evidence regarding the information submitted by Participant at the time of registration, and if such evidences fail to substantiate the information provided by the Participant to Paytm, then Paytm in its sole discretion, shall have the right to disqualify the Participant without any liability.
  7. The Participants and Winner(s) hereby authorize Paytm to use the data/information gathered during and/or after the Offer in respect of the Participant (including but not limited to name, photograph and other Personal details) in any of its communications including marketing promotions and advertisements. The Participants also consent to the information being stored in the servers of Paytm or its service providers.
  8. The Participant’s hereby agree and undertake not to hold the Sponsors/Organizer and/or any of their group entities or affiliates, their respective directors, officers, employees, responsible for or liable for, any actions, claims, demands, losses, damages, costs, charges and expenses, either direct or indirect or remote that they may/might have suffered, sustained or incurred, or claim to suffer, sustain or incur, by way of and /or on account of this Offer. NOTWITHSTANDING ANYTHING TO THE CONTRARY, IN CASE OF ANY DISPUTE, MAXIMUM AGGREGATE LIABILITY OF PAYTM, SHALL NOT EXCEED INR 5,000 (RUPEES FIVE THOUSAND ONLY) TOWARDS ANY AND/OR ALL PARTICIPANT.
  9. Any Participant providing any incorrect information or concealing/withholding any information from Paytm with intent to participate and/or be chosen for Prize under the Offer will automatically be disqualified from participating in it and being chosen as the Participant(s) of the different categories of Prize. Such act of providing incorrect information or concealing/withholding any information, including without limitation incorrect declaration of information relating to name, age, identity, address, mobile connection of Operator number, domicile etc., by the Participant or any dispute with the Paytm, shall entitle Paytm to disqualify him/her without any further intimation. Paytm reserves its right to take appropriate legal action against any Participant involved in illegal/unauthorized activity.
  10. Paytm reserves the right to extend, cancel, discontinue, prematurely withdraw, change, alter or modify this Offer or any part thereof including the eligibility criteria, the T&C and Prize at their sole discretion at any time during its validity as may be required including in view of business exigencies and/or changes by a regulatory authority and/or statutory changes and/or any reasons beyond their control and the same shall be binding on the Participant. Paytm reserves all the rights to offer any amount/coupon/Prize/any other Prize equivalent to the cost of the Prize. No queries/complaints whatsoever in this regard will be entertained.
  11. The Participants shall indemnify and keep indemnified Paytm and their officers, directors, employees, customers, and affiliates harmless from and against any and all claims, losses, suits, proceedings, action, liabilities, damages, expenses and costs (including attorney’s fees and court costs) which Paytm may incur, pay or become responsible as sponsor/organizer/facilitator as a result of (i) breach or alleged breach of the representations or obligations by the Participants under the T&C hereunder; (ii) any failure by the Participants to comply with applicable law and (iii) any third party claim in respect of misuse of any information of a third party by the Participant. Paytm shall have the right to defend themselves, pursuant to this clause, at the cost of the Participants. Paytm or their respective affiliates shall not be responsible for any direct, indirect, incidental, special, punitive or consequential damages, including loss of profits, incurred by the Participant(s) or any third party, in connection with the Offer.
  12. Paytm or its affiliates or associates or agents shall not be responsible or liable to Participant/Participant(s) or any third party , for any direct and or indirect losses, damages or claims of whatsoever nature including (1) incidental, special, punitive or consequential damages, loss of profits, technical errors or failures, mobile connectivity, delay in sending or receiving the SMS or any other communication to the Participants, or any action that has been initiated, actioned or completed through Participants mobile phones, failure of servers or the failure to provide the updates or any failures arising out of technical snags or resultant inability of the Participant(s) to view or observe the Offers or T&C, or (2) any personal loss or injury that may be suffered (including loss of life) by a Participant(s) and/or any third party, directly or indirectly, by use or non-use of the Offer or Prize or Paytm Platform or Product purchased or booked through Paytm Platform.
  13. Apart from the Offer and Prize, the Participants or their legal heirs/ successors/ representatives shall have no other rights or claims against the Company, its owners and affiliates.
  14. All incidental costs, taxes or levies related to the Prize(s), if any, shall be exclusively borne by the Customer in reference to this offer only, including but not limited to TDS, gift tax (if any), Insurance and any other taxes applicable by the Central, State or Municipal government.
  15. This Offer is subject to force majeure circumstances including without limitation, floods, natural disasters, war, and act of terror, political unrests, technical snags, act of God, change of laws or technical errors or failure, computer viruses, tampering, un authorized intervention, interception, fraud, technical failures, epidemic, floods, fires, accidents, earthquakes, riots, explosions, wars, hostilities, change in guidelines of government agencies/authorities, regulatory directions/instructions/ruling, inclement weather, topographical/ geographic/ demographic factors, maintenance work, availability of interconnection with other networks, network issues or any circumstance beyond the control of Samsung Paytm (“Force Majeure Event”). Paytm shall not be liable for any delay or adverse effect or failure or breach or damages or act or omission caused to this Offers or Participant(s) as a result of a Force Majeure Event.
  16. Paytm shall not be responsible for system outages, delays, equipment malfunctions, errors or data loss of any kind, lost or unavailable connections or other technical difficulties or any other force majeure event that may prevent a Participant from participating in the Offer.
  17. Failure by Paytm to enforce any of its rights at any stage does not constitute a waiver of those rights. Paytm may assign any of its rights hereunder to any party without prior intimation to Participant(s). Participant(s) shall not assign any of its rights or obligations hereunder to any other party.
  18. If any terms and conditions of the Offer are found to be invalid or for any reason unenforceable, then that provision will be deemed severable from these terms and conditions and will not affect the validity and enforceability of any remaining provisions.
  19. The decision of Paytm on all aspects including with regard to administering the campaign/offer shall be final and binding on the Participant.
  20. Paytm reserves the right to forfeit the Prize or to disqualify or to declare any Participant ineligible, in the event of failure or breach or non-adherence to the T&C by the Participant.
  21. These T&C of the Offer are the extension of the Paytm policies/terms and conditions, mentioned on the Paytm Platform. In the event of any conflict or inconsistency regarding any instructions, rules and conditions on any advertising or promotional material relating to the Offer, these T&C shall prevail over all such other instructions, rules and conditions or any other document or agreement.
  22. Any dispute arising out of the Offer and/or the T&C shall be attempted to be resolved amicably through negotiations.
  23. This Offer and T&C are subject to Indian laws and the exclusive jurisdiction of the Courts at New Delhi.

Author

Paytm Editorial Team

The Paytm Editorial Team is a collaborative group of writers, editors, and industry experts. We're dedicated to bringing you the latest insights, news, and guides on digital payments, financial services, and the technology that's shaping India's economy. We offer easy-to-follow guides and insights to help you explore Paytm’s products, features, and services. Our goal is to provide clear, reliable, and helpful information to empower you on your financial journey.

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