Tired of entering your card details every time you make a payment? Adding a credit or debit card to Paytm is the quickest way to simplify your transactions. Whether you want to add a card to the Paytm app for shopping, bill payments, or booking tickets, the process is quick, secure, and hassle-free. In this guide, we’ll show you how to link a credit card to Paytm and Paytm add debit card for payments step by step—so you can start paying instantly with just a few taps.
Why Add Your Card to Paytm App?
Adding your credit or debit card to the Paytm app makes digital payments faster, easier, and more convenient. Once your card is linked, you can:
- Set a default card for paying and receiving money.
- Switch between cards anytime for more flexibility.
- Track all your payments instantly from the app with just a tap.
- Transfer funds to another bank account using only the UPI ID or mobile number—no need for bank details.
- Self-transfer to multiple bank accounts when your bank account is linked on Paytm.
Linking your card not only saves time but also gives you better control over your payments and transfers.
How to Save a Card on Paytm App?
Step 1: Open the Paytm app on your device, tap on your profile photo, and select “UPI & Payment Settings.”
Step 2: On the next screen, tap “Saved Cards” under Other Settings.
Step 3: Click on “Add New Card.” You will see a notification about a temporary charge of ₹2 from your card for verification. This amount will be reversed within a few minutes.
Step 4: Tap “Proceed.”
Step 5: Enter your card number, expiry/validity, and CVV, then tap “Pay Securely.”
Step 6: Once Paytm verifies your card details, your card will be successfully saved for future payments.
What Happens When You Link Your Card to Paytm App?
- Your card info is secure: Even after linking a card, Paytm protects your information with strong encryption. CVV is never stored, ensuring your future transactions remain safe.
- Small test charge for verification: A minimal Rs 2 charge confirms the card belongs to you. This amount is refunded within minutes, so there’s no extra cost.
- Easy updates for new or expired cards: If your card expires or you get a new one, just repeat the process to update. This is how to link a credit/debit card to Paytm or switch out a card.
- Faster, seamless payments: Once linked, your card can be used instantly for shopping, bill payments, ticket bookings, and other Paytm services.
- Switch between multiple cards: Link more than one card and choose which one to use at the time of payment for maximum flexibility.
- Track your spending: All transactions made via your linked cards are visible in your Paytm history, making budgeting and tracking easier.
- Convenient fund transfers: Transfer money to other bank accounts using only UPI ID or mobile number, without needing full bank details.
- Set default card for faster checkout: Choose a preferred card as default so you don’t have to select it every time you make a payment.
- Safe for recurring payments: Linked cards can be used for automatic or recurring payments, such as subscriptions, without re-entering card details.
One-tap payments across apps and services: Your linked card works seamlessly within the Paytm ecosystem for almost all in-app services.
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