BHIM 3.0 is the latest version of the BHIM UPI app, launched by NPCI BHIM Services Limited (NBSL), a part of the National Payments Corporation of India. It helps you send and receive money safely through UPI. BHIM 3.0 makes digital payments easier, even if your internet is slow.
New Features in BHIM 3.0 for Users
- Available in More Languages: You can now use BHIM in 15+ Indian languages, so everyone can feel comfortable while using the app.
- Works in Low Internet Areas: Even if your mobile network is weak, BHIM 3.0 will work smoothly for UPI transactions.
- Split Expenses: Going out with friends? You can split bills easily and pay your share without using any calculator.
- Family Mode: Now you can add family members, share expenses, and track who paid for what—all in one app.
- Spending Dashboard: BHIM 3.0 shows a smart report of your monthly expenses. It groups your spends so you can manage your money better.
- Task Reminders with “Action Needed”: Get alerts for unpaid bills, low UPI Lite balance, or pending actions in your BHIM app.
Features for Businesses/Merchants
What is BHIM Vega: BHIM Vega is a new tool inside the BHIM app for online businesses. It helps customers pay directly without switching apps—fast and easy.
Is BHIM 3.0 Safe?
Yes, BHIM 3.0 is built by NBSL, a company under NPCI. It uses secure UPI technology and follows RBI guidelines for digital payments in India.
“BHIM has always played a key role in making digital payments secure and simple for every Indian. The launch of BHIM 3.0 is another step towards empowering millions of users, merchants, and banks, helping India move further into a digitally inclusive future.”
Speaking at the event, Mr. Ajay Kumar Choudhary said
“BHIM 3.0 is designed to meet the needs of today’s users in the fast-evolving world of digital payments. Built for Bharat, it prioritises safety, convenience, and inclusion. BHIM 3.0 will enhance the user experience while promoting financial empowerment across all sections of society.”
Ms. Lalitha Nataraj, CEO, NBSL
For more information visit the NPCI document.
