What is UPI One World?
UPI One World is a digital wallet powered by the Unified Payments Interface (UPI) that allows NRIs and foreign visitors to make payments in India using INR. It is linked to your international mobile number and can be used at stores that accept UPI payments—across cities, towns, and even rural areas.
It removes the need for carrying cash or swiping international cards and works just by scanning a UPI QR code. This wallet is especially helpful for tourists, business travelers, and Indian-origin visitors.
How to Activate UPI One World?
To get started with UPI One World, follow these steps:
- Download a UPI One World App
- Sign up using your international mobile number
- Complete Physical KYC: Visit a partner counter with your passport and valid visa
Email options for help: - Activate UPI One World wallet on your international number
- Load the wallet with INR using a debit card, credit card, or forex card
How to Make Payments Using UPI One World?
Once your wallet is loaded with INR:
- Open the app and choose “Scan & Pay”
- Scan any merchant’s UPI QR code
- Enter your UPI PIN to complete the transaction
Note:
- This wallet works only for merchant payments—not for sending money to people.
- For a complete list of PPI issuers, please visit the NPCI website.
Where Can You Use UPI One World?
You can use it almost everywhere UPI is accepted in India:
- Grocery Stores
- Restaurants
- Online Shopping
- Booking Hotels or Travel Tickets
- Entertainment & Tourism Services
- Local Shops & Transport
Benefits of Using UPI One World
- No need to exchange foreign currency
- No risk of carrying physical cash
- View all your transactions in one app
- Load your wallet using cards or cash
- Refunds allowed at wallet closure before departure
- ₹ Zero onboarding fee and zero transaction charges
Before You Leave India
You can:
- Withdraw any remaining wallet balance
- Get it transferred back to your source account
- Close the wallet after your journey ends
What Makes UPI One World Special?
UPI One World is designed by the National Payments Corporation of India (NPCI) with support from RBI and Government of India to make payments easy for:
- Tourists visiting India
- Business travelers
- Indian-origin foreign citizens (PIO/OCI)
- NRIs (Non-Resident Indians)
They don’t need an Indian SIM card or an Indian bank account. All they need is:
- A passport
- A valid visa
- An international mobile number
- Physical KYC (Know Your Customer) done at authorized counters
Documents Needed for UPI One World
To activate your UPI One World wallet, carry these:
- Valid passport
- Valid Indian visa (tourist, business, OCI, etc.)
- Working international mobile number
- Forex card or international debit/credit card (to load money)
- Visit a physical KYC counter (usually at airports or tourist hotspots)
Can I Use UPI One World Again on My Next Visit?
Yes. You can keep the same app on your phone and reuse it on your next trip to India by updating your travel documents and reloading the wallet.
Currency Exchange is No Longer a Problem
Foreign visitors usually convert USD, EUR, or other currencies into INR and carry cash. But with UPI One World:
- Tourists can load the wallet using credit/debit/forex cards or foreign currency
- No need to carry or exchange large amounts of cash
- Easy tracking of all spends inside the app
Is UPI One World Safe?
Yes, it is very safe:
- Powered by UPI (India’s leading digital payment system)
- Managed by NPCI and licensed partners under RBI regulations
- Uses UPI PIN for secure transactions
- Wallets are issued under Prepaid Payment Instrument (PPI) guidelines
- All KYC and transactions follow FEMA (Foreign Exchange Management Act)
