How to Update or Reset UPI PIN on Paytm App?

byPaytm Editorial TeamLast Updated: September 4, 2025
UPI International Payment

Your UPI PIN protects your UPI app like a lock on your digital wallet—it ensures that only you can complete transactions from your account. But sometimes you may want to change it for security reasons, update it after changing bank accounts, or reset it if you’ve simply forgotten it. The good news? On Paytm, it’s quick and hassle-free. In this guide, we’ll cover how to change UPI PIN in Paytm, explain how to update or reset UPI PIN on Paytm app, and show you how to reset forgotten UPI PIN Paytm—so your payments stay safe and seamless.

What Is a UPI PIN?

A UPI PIN (Unified Payments Interface Personal Identification Number) is a 4- or 6-digit secret code you set up when linking your bank account to a UPI-enabled app like Paytm. It works just like an ATM PIN—every time you make a payment, transfer money, or check your bank balance through UPI, you must enter this PIN to authorize the transaction.

It’s important to keep your UPI PIN confidential, as anyone with access to it could make transactions from your account. The PIN is stored securely by your bank, not the app, ensuring your financial safety.

How to Set UPI PIN in Paytm (If Not Set Already)

Step 1: Open the Paytm app and tap your profile icon in the top-left corner.

Step 2: Go to “UPI & Payment Settings.”

Step 3: Select the bank account for which you want to set the UPI PIN.

Step 4: Tap “Set PIN.”

Step 5: Choose “Aadhaar Card” as your verification method.

Step 6: Enter the following details:

  • The first 6 digits of your Aadhaar number
  • The Aadhaar OTP sent to your registered mobile number
  • The bank OTP sent via SMS for verification

Step 7: Create and confirm your 6-digit UPI PIN.

Step 8: You’ll see a confirmation message—your UPI PIN has been successfully set and is ready for use.

How to Change UPI PIN in Paytm

Need to change your UPI PIN on Paytm for security reasons or just want a fresh one? Here’s a quick guide to do it in the Paytm app:

Step 1: Open the Paytm app on your smartphone and log in.

Step 2: Tap your profile icon in the top-left corner and select “UPI & Payment Settings.”

Step 3: Choose the bank account for which you want to update the UPI PIN.

Step 4: Tap on “Change UPI PIN.”

Step 5: Choose your verification method — Debit Card or Aadhaar Card:

  • Debit Card: Enter your debit card details.
  • Aadhaar Card: Enter your Aadhaar number.

Step 6: Enter your old UPI PIN, then type the new UPI PIN you want to set.

Step 7: Confirm the new PIN. Once updated, you’ll see a success message, and your new UPI PIN will be ready for all future transactions.

How to Reset Forgotten UPI PIN in Paytm?

Note: On Paytm, whether it is changing the UPI PIN or resetting the UPI PIN, the process is almost the same—you’ll need to verify your identity first. Paytm allows this verification only through your Aadhaar card details or debit card details. Once verified, you can set a new UPI PIN, regardless of whether you remember the old one or not.

Step 1: Open the Paytm app on your smartphone and log in.

Step 2: Tap your profile icon in the top-left corner and select “UPI & Payment Settings.”

Step 3: Choose the bank account for which you want to update the UPI PIN.

Step 4: Tap on “Change UPI PIN.”

Step 5: Select how you want to verify your identity — Debit Card or Aadhaar Card:

  • Debit Card method → Enter your debit card details.
  • Aadhaar Card method → Enter your Aadhaar number.

Step 6: Enter your old UPI PIN, then type in the new UPI PIN you wish to set.

Step 7: Confirm the new PIN. Once done, you’ll see a success message—your UPI PIN is now updated and ready for use in future transactions.

FAQs

How to change UPI PIN in Paytm?

You can change your UPI PIN on Paytm by going to UPI & Payment Settings, selecting your bank account, and following the on-screen steps to set a new PIN using either your debit card or Aadhaar.

How to update or reset UPI PIN on Paytm app?

Whether you want to update your existing PIN or reset it if forgotten, Paytm allows verification via Aadhaar or debit card, after which you can set a new UPI PIN easily.

How to reset forgotten UPI PIN Paytm?

If you’ve forgotten your UPI PIN, open Paytm, select your bank under UPI & Payment Settings, choose Reset PIN, verify with Aadhaar or debit card, and create a new PIN.

What are the steps to update UPI PIN using Paytm?

Open the Paytm app → Tap profile → Go to UPI & Payment Settings → Select your bank → Tap Change PIN → Verify → Enter and confirm your new UPI PIN.

Can I modify UPI PIN on Paytm app?

Yes, Paytm allows you to modify your UPI PIN anytime via the UPI & Payment Settings section, with verification through Aadhaar or debit card.

How to reset UPI PIN in Paytm app if I forgot it?

Go to UPI & Payment Settings, select your bank account, choose Reset PIN, complete the verification with Aadhaar or debit card, and set a new PIN.
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