How to View Paytm Transaction History for the Last 3 Months

Keeping track of your expenses and payments is crucial for budgeting and financial planning. Paytm makes this easy with its Paytm transaction history feature, allowing you to review your account activity over the last three months. In this guide, we will show you how to check last 3 months’ transactions on Paytm, view your Paytm spend summary, and even download your Paytm expense summary for 3 months.

Why Track Your Paytm Transaction History?

Before diving into the how-to, it’s essential to understand why monitoring your Paytm account activity matters. Regular tracking helps you identify spending patterns, detect unauthorized transactions, prepare for tax filings, and maintain better financial discipline. Your Paytm spend summary provides valuable insights into where your money goes, helping you make informed financial decisions.

How to Check Your Last 3 Months’ Transactions and Expenses on Paytm

Follow these steps to access your Paytm last 3 months expenses:

Step 1: Open the Paytm app on your device.

Step 2: Tap on Balance & History on the home screen.

Step 3: On the Payment History page, tap on the Filter option.

Step 4: Go to Date Range, select Last 3 Months, and tap Apply.

Step 5: The app will now display the entire payment history for the last 3 months.

Advanced Filtering Options

Paytm offers several sophisticated filtering options to help you track Paytm payments for last 3 months more effectively:

Filter by Transaction Status

You can refine your search by transaction status:

• Successful: Shows all completed transactions
• Pending: Displays transactions currently being processed
• Failed: Lists unsuccessful transaction attempts

Simply select your preferred status and click “Apply” to view transactions matching your criteria.

Filter by Transaction Type

Understanding the nature of your transactions becomes easier with type-based filtering:

• Paid: Shows all outgoing payments you’ve made
• Received: Displays money you’ve received from others
• Self-transfer: Shows transfers between your own accounts

This categorization helps you understand your cash flow patterns better.

Filter by Amount Range

For users who want to check all Paytm payments in the last 90 days within specific amount brackets, Paytm offers amount-based filtering. You can set minimum and maximum amounts to view transactions within your specified range. This feature is particularly useful for:

• Identifying high-value transactions
• Tracking small, frequent purchases
• Analyzing spending within specific budgets

Category-Based Filtering

Paytm’s category filter provides insights into your spending habits across different sectors:

• Recharges: Mobile, DTH, and data card recharges
• Bill Payments: Utility bills, credit card payments, loan EMIs
• Gift Cards: Purchase of various merchant gift cards
• Travel: Flight, hotel, and bus bookings
• Movies: Cinema ticket bookings
• Events: Concert and event ticket purchases
• Shopping: E-commerce transactions
• Insurance: Policy payments and renewals
• Paytm Gold: Gold investment transactions
• Paytm Stores: Offline merchant payments

Additional Features on the Balance & History Page

The Balance & History section in the Paytm app does more than just show your payments—it offers several powerful tools to help you track and manage your transactions effectively:

1. Download UPI Statement
You can generate and download your UPI statement for a specific date range or for an entire financial year. Once ready, the statement can be easily shared via WhatsApp or any other platform of your choice, making record-keeping simple and convenient.

2. View Hidden Payments
This handy feature lets you access payments you’ve hidden for privacy. You can review these transactions anytime, ensuring no payment goes unnoticed.

3. Monthly Spend Summary
Paytm provides a clear monthly breakdown of your spending, organized into categories such as shopping, food, transfers, groceries, and more. You can even customize these categories to match your personal tracking preferences, giving you a spending summary that reflects your financial habits accurately.

With these features, the Balance & History page becomes a central hub for monitoring, analyzing, and managing your Paytm account activity in a more detailed and personalized way.

Can I Download Paytm Transaction History?

Yes, you can easily download your Paytm transaction history through the Balance & History section in the app. Paytm allows you to request a UPI statement for a specific date range or for an entire financial year. Once generated, you can download the file directly to your phone and even share it via WhatsApp, email, or any other platform you prefer.

This feature is particularly useful for:

• Submitting payment proofs when needed
• Keeping personal or business records
• Tracking your expenses in detail

Tips for Effective Transaction Tracking

• Categorize Your Spending: Pay attention to category-wise spending patterns. This information helps in budgeting and identifying areas where you might be overspending.
• Regular Monitoring: Make it a habit to check Paytm transaction statement regularly. Weekly or bi-weekly reviews help you stay on top of your spending and quickly identify any discrepancies.
• Use Multiple Filters: Combine different filters to get specific insights. For example, you might want to see all successful bill payments over ₹1,000 in the last 3 months.
• Set Up Notifications: Enable transaction notifications to receive real-time updates about your account activity. This helps in immediate detection of unauthorized transactions.