Net banking is a service that allows bank customers to access a variety of banking services online without having to visit a physical bank location. This service can be accessed anytime, anywhere and by anyone, as long as the customer has the necessary login information and access to the internet. In this blog, we will explore the steps for activating net banking and the various benefits it offers.
How to Activate Net Banking?
Some banks issue a customer ID when you open an account, while others allow you to create a user ID when you activate a net banking account. To activate a net banking account, you will need to follow these steps:
- Go to the bank’s website
- Click on the ‘login’ or ‘register’ button
- Enter required account information, such as the account number, mobile number, branch code, and CIF number
- Click the ‘submit’ button
- Verify your identity by entering the OTP sent to your registered mobile number
- Create a user ID and password
- Re-enter your net banking credentials to start using the bank’s online services
Also Read: How to Do Online Net Banking Registration?
Things to keep in mind when activating Net Banking facilities
Keep the following points in mind when utilizing a bank’s net banking services:
- Have your ATM or debit card available when activating net banking, as it may be needed during the activation process.
- Enter your registered mobile number for account verification, as the OTP will be sent to this number.
- Keep your passbook and chequebook handy in case you need to provide CIF, branch code, account number, or other information.
- Do not share your account details or net banking credentials with anyone.
- Create a strong password with special characters for added security.
- Contact the bank directly if you suspect any malicious activity on your account.
- Do not share account details, passwords, or net banking credentials over email or phone calls.
- Avoid using public Wi-Fi or public computers when accessing your net banking account.
FAQs
Can I change my net banking password online?
You can update your net banking password by accessing the profile or settings section of the net banking website. Look for options related to password changes or updates.
What should I do if I can’t remember my bank’s user ID or password?
To obtain your banking login information, you should contact your bank. After receiving your user ID and password, it is a good idea to change the password to ensure the security of your account.
Which is best- net banking or the bank’s mobile application?
In this situation, either net banking or mobile banking can be a good choice. Mobile banking lets you easily access banking services while you’re on the go, while net banking allows you to access a range of banking services all at once.
Who can use net banking?
Net banking services are available to customers who have an active bank account.
