Paytm UPI offers customers a seamless and secure way to make fast payments. With Paytm UPI, you can easily make payments using your mobile number, UPI ID, or by scanning a QR code linked to the recipient’s bank account. This feature is not limited to Paytm users, you can send payments to anyone using any UPI payment app.
Additionally, Paytm allows you to conveniently scan and pay for QR codes from other third-party payment apps and even send money directly from your linked bank accounts.
Why and Where to Scan a QR Code?
More than often we find ourselves either running short of cash or having bigger currency notes that sometimes even vendors refuse to accept for low-cost items. In such situations, online payments through QR code scanners come as a great relief. All you need to do is scan the vendor’s QR code from the Paytm app and make direct bank-to-bank payments. You can scan the QR codes at shops, restaurants, pharmacies, petrol pumps, groceries, malls, supermarkets and even street vendors and make easy, hassle-free payments of any amount that you want.
How to Scan a QR Code on Paytm?
Paytm enhances UPI payments through various ways like mobile number, UPI ID, recipient’s bank details, and QR code. The best part is that Paytm lets you scan the UPI QR code of any app and make payment to the linked bank account. You can make payments by scanning the UPI QR code by following the simple steps as below:
- Open the Paytm app and click on the option to ‘Scan & Pay‘
- A new screen with the QR code scanner will open up
- Scan the QR code of any UPI app or a merchant
- Paytm will automatically fetch the linked bank account of the receiver
- Enter the amount that you want to pay, and select the account from which you want to make the payment
- Next, enter the UPI PIN
- Confirm the payment by clicking on the ‘Pay’ option
- You and the receiver will be notified once the payment is successfully processed and completed. The transaction details will also be displayed on the screen.
Wrapping it up: UPI payments through Paytm are safe, quick, and easy but the QR code scanning facility makes it all the more user-oriented. With Paytm, you can easily scan the UPI QR codes at any retail shop, pharmacy, restaurant, etc. to make payments. You can also scan the QR code of any individual recipient to send money. The major advantage that Paytm offers is that you can scan the UPI QR codes of not only the other Paytm users but of any UPI payment app.