UPI-enabled Apps

byPaytm Editorial TeamLast Updated: September 10, 2025

Meaning

UPI-enabled Apps are mobile or web applications that allow users to send and receive money using the UPI system.

Features

  • Instant fund transfers between bank accounts
  • QR code payments for shops and merchants
  • Bill payments, recharges, and online purchases
  • Secure and regulated by banks and NPCI

Importance

These apps have transformed banking by reducing the need for physical cash and branches. They allow users to manage all payments conveniently from a smartphone or computer while ensuring safety and speed.

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