Robo-Advisory

byPaytm Editorial TeamLast Updated: August 19, 2025

Definition

Robo-Advisory refers to digital platforms that use algorithms and artificial intelligence to provide financial advice or investment management with minimal human involvement.

How It Works

Users share financial goals, risk appetite, and time horizon. The Robo-Advisory tool then suggests or manages investments automatically, often in mutual funds or ETFs.

Benefits

  • Low-cost investment guidance
  • Accessible to beginners
  • Data-driven decisions for better planning

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