Mediclaim

byPaytm Editorial TeamLast Updated: November 14, 2025

Definition

Mediclaim is a type of health insurance policy that covers hospital expenses if the insured person is admitted due to illness or injury. It pays for hospitalization costs such as room rent, doctor fees, medicines, and surgery expenses.

Features

  • Offers cashless treatment at network hospitals.
  • Provides reimbursement for hospital bills if treated outside the network.
  • Available for individuals and families.

Mediclaim ensures that medical costs don’t become a financial burden during emergencies.

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