CRR (Cash Reserve Ratio)

byPaytm Editorial TeamLast Updated: October 21, 2025

Meaning

CRR stands for Cash Reserve Ratio. CRR is the minimum percentage of a commercial bank’s deposits that it must keep with the Reserve Bank of India (RBI).

Purpose

This reserve ensures liquidity in the banking system and controls money supply to maintain economic stability.

Author

Paytm Editorial Team

The Paytm Editorial Team is a collaborative group of writers, editors, and industry experts. We're dedicated to bringing you the latest insights, news, and guides on digital payments, financial services, and the technology that's shaping India's economy. We offer easy-to-follow guides and insights to help you explore Paytm’s products, features, and services. Our goal is to provide clear, reliable, and helpful information to empower you on your financial journey.

You May Also Like

UPI Transaction LifecycleLast Updated: November 14, 2025

Meaning UPI Transaction Lifecycle describes the complete journey of a UPI payment — from initiation to completion or…

National Digital Health MissionLast Updated: January 29, 2026

Meaning The National Digital Health Mission (NDHM) is a transformative initiative by the Government of India for healthcare…

Financial Performance RatioFebruary 6, 2026

Meaning These ratios are essential for evaluating a business’s financial health and operational standing.Definition Financial Performance Ratios are…

Priority Sector LendingLast Updated: December 12, 2025

Definition Priority Sector Lending is a requirement where banks must lend a certain percentage of their loans to…

Effective Interest RateFebruary 5, 2026

Meaning This rate shows the actual annual interest, considering how often it’s calculated or compounded.Definition The Effective Interest…