Contactless Payments

byPaytm Editorial TeamLast Updated: July 31, 2025

Definition

Contactless Payments are transactions where the user does not need to touch the payment terminal physically. These payments are made using cards, smartphones, smartwatches, or UPI-based QR codes.

How It Works

They use NFC or QR technology. The user taps or scans to authorize the transaction without inserting a card or handling cash.

Advantages

Faster, safer, and more hygienic—especially useful in public settings.

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