BlogGlossaryContactless Payments

Contactless Payments

byPaytm Editorial TeamLast Updated: July 31, 2025

Definition

Contactless Payments are transactions where the user does not need to touch the payment terminal physically. These payments are made using cards, smartphones, smartwatches, or UPI-based QR codes.

How It Works

They use NFC or QR technology. The user taps or scans to authorize the transaction without inserting a card or handling cash.

Advantages

Faster, safer, and more hygienic—especially useful in public settings.

Author

Paytm Editorial Team

The Paytm Editorial Team is a collaborative group of writers, editors, and industry experts. We're dedicated to bringing you the latest insights, news, and guides on digital payments, financial services, and the technology that's shaping India's economy. We offer easy-to-follow guides and insights to help you explore Paytm’s products, features, and services. Our goal is to provide clear, reliable, and helpful information to empower you on your financial journey.