CASA Ratio

byPaytm Editorial TeamLast Updated: November 14, 2025

Definition

The CASA Ratio shows the percentage of a bank’s total deposits that come from Current and Savings Accounts.

Formula

CASA Ratio = (CASA Deposits / Total Deposits) × 100

Importance

A higher CASA Ratio means the bank gets cheaper funds, which improves its profit margin. It’s a key indicator of a bank’s financial health.

Author

Paytm Editorial Team

The Paytm Editorial Team is a collaborative group of writers, editors, and industry experts. We're dedicated to bringing you the latest insights, news, and guides on digital payments, financial services, and the technology that's shaping India's economy. We offer easy-to-follow guides and insights to help you explore Paytm’s products, features, and services. Our goal is to provide clear, reliable, and helpful information to empower you on your financial journey.

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