CASA (Current Account Savings Account)

byPaytm Editorial TeamLast Updated: November 14, 2025

Meaning

CASA stands for Current Account and Savings Account. It shows the total money a bank holds in both current and savings accounts. CASA is important because it represents low-cost funds for the bank.

Importance

Banks prefer higher CASA balances since they pay low interest on savings accounts and none on current accounts, reducing borrowing costs.

Author

Paytm Editorial Team

The Paytm Editorial Team is a collaborative group of writers, editors, and industry experts. We're dedicated to bringing you the latest insights, news, and guides on digital payments, financial services, and the technology that's shaping India's economy. We offer easy-to-follow guides and insights to help you explore Paytm’s products, features, and services. Our goal is to provide clear, reliable, and helpful information to empower you on your financial journey.

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