Bharat QR

byPaytm Editorial TeamLast Updated: July 31, 2025

Definition

Bharat QR is a unified QR code system launched by NPCI, in collaboration with card networks, to enable digital payments by scanning QR codes.

How It Works

A user scans the Bharat QR code at a merchant’s shop using a UPI-enabled app and authorizes the payment. The money is directly transferred from their bank account.

Advantages

Cardless payments, contactless experience, and acceptance across small and large merchants.

Author

Paytm Editorial Team

The Paytm Editorial Team is a collaborative group of writers, editors, and industry experts. We're dedicated to bringing you the latest insights, news, and guides on digital payments, financial services, and the technology that's shaping India's economy. We offer easy-to-follow guides and insights to help you explore Paytm’s products, features, and services. Our goal is to provide clear, reliable, and helpful information to empower you on your financial journey.

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