Paying Credit Card Bills using a Debit Card

Made purchases on your credit card and it’s time to pay it back? Pay your credit card bills using your debit card, i.e. using your bank account. Credit cards can be a great saviour when it comes to managing expenses but paying your credit card bills is very important afterwards.

Check this step-by-step guide to understand how you can make credit card bill payments using a debit card online, its benefits and other information about it in the next sections.

How to make Credit Card Bill Payment using a Debit Card?

In this digital era when everything is available online, credit card bill payment is right at your fingertips. There are plenty of online payment portals that allow users to pay their credit card bills. One of those platforms is Paytm, where you can pay your credit card bills using any of the payment modes available, including a debit card.

But how can you do that? Check the steps below-

On Paytm’s mobile application:

  • Open Paytm Mobile Application on your phone
  • Go to the ‘Recharge & Pay Bills’ section
  • Click on ‘Credit Card Bill’
  • Enter your credit card number
  • Click on ‘Proceed’ to check your bill amount
  • Select ‘Debit Card’ as the mode of payment
  • After entering the Debit Card details, you will receive an OTP
  • Enter the OTP to complete the payment and you are done!

On Paytm’s official website:

  • Go to ‘ Credit Card Bill Payment ‘ page on Paytm
  • Select your credit card provider
  • Enter your credit card number
  • Click on ‘Proceed’ to check the credit card bill amount
  • Select ‘Debit Card’ as the mode of payment
  • After entering the Debit Card details, you will receive an OTP
  • Enter the OTP to complete the payment and you are done!

The transactions on Paytm are speedy and secure, and therefore, you save your time and can also be sure of the safety of the transaction. In case, where you completed the transaction but the payment got stuck or failed, Paytm waits for 72 hours for the completion or otherwise refunds the money back to your account.

Conclusion

It is very important for you to pay your credit card bills on time to save yourself from unwanted interest charges, late fees, etc. Not paying your credit card bills can also hamper your credit score. You can pay your credit card bills using your debit card on Paytm and get a few benefits for that as well such as a cashback and more.

FAQs
Where can I pay my credit card bill using a debit card?
You can pay your credit card bill by a debit card on online payment platforms like Paytm. Just follow a few simple steps to pay your credit card bill easily.
Are there some charges on using a debit card for credit card bill payment?
No, there are no additional charges or transaction fees for using a debit card to pay your credit card bills.
Are there some charges on using a debit card for credit card bill payment?
No, there are no additional charges or transaction fees for using a debit card to pay your credit card bills.
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