How to Pay Credit Card Bills using a Debit Card?

byPriyanka JuyalLast Updated: May 3, 2024
Paying Credit Card Bills from a Debit Card

Pay your credit card bills with your debit card, i.e. from your bank account!

While credit cards are handy for managing expenses, it’s essential to pay your bills on time. This blog explains step-by-step to make credit card bill payments online with a debit card.

How to make Credit Card Bill Payment using a Debit Card?

Paytm is one of these platforms, where you can pay your credit card bills using any of the available payment methods, including a debit card. But how do you do that? Check out the steps below-

On Paytm’s official website

  • Sign in to the Paytm website
  • Navigate to ‘Recharge & Pay Bills’ and click on ‘Pay Credit Card Bill’
  • Enter your credit card number
  • Click on ‘Proceed’ to check the credit card bill amount
  • Select ‘Debit Card’ as the mode of payment 
  • After entering the Debit Card details, you will receive an OTP
  • Enter the OTP to complete the payment and you are done!

On Paytm’s mobile application

  • Open Paytm Mobile Application
  • Go to the ‘Bill Payments’ section
  • Click on ‘ Credit Card Payment’ 
  • Select Debit Card as the mode of payment 
  • You will receive an OTP after entering your Debit Card information
  • Enter the OTP to complete the transaction, and you’re done!

The transactions on Paytm are speedy and secure, and therefore, you save time and can also be sure of the safety of the transaction. In case, where you completed the transaction but the payment got stuck or failed, Paytm waits for 72 hours for the completion or otherwise refunds the money back to your account. 

Conclusion: You must pay your credit card bills on time to avoid interest charges, late fees, and other penalties. Not paying your credit card bills can also hurt your credit score. Thus, pay your credit card bills on Paytm with your debit card and receive additional benefits such as cashback and other perks.


Where can I pay my credit card bill using a debit card?

You can use a debit card to pay your credit card bill on the Paytm app or website.

Is there a fee for using a debit card to pay a credit card bill?

There are no additional fees or charges for using a debit card to pay your credit card bills.

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