You can pay your credit card bills with your debit card, directly from your bank account.
While credit cards are handy for managing expenses, it’s essential to pay your bills on time. This blog provides a step-by-step guide on how to make credit card bill payments online using a debit card.
How to Pay Credit Card Bills Using a Debit Card?
Paytm is one such platform where you can pay your credit card bills using any of the available payment methods, including a debit card. To learn how, follow the steps below:
On Paytm’s official website
- Sign in to the Paytm website
- Navigate to ‘Recharge & Pay Bills’ and click on ‘Pay Credit Card Bill’
- Enter your credit card number
- Click on ‘Proceed’ to check the credit card bill amount
- Select ‘Debit Card’ as the mode of payment
- After entering the Debit Card details, you will receive an OTP
- Enter the OTP to complete the payment.
On Paytm’s mobile application
- Open Paytm Mobile Application
- Go to the ‘Bill Payments’ section
- Click on ‘Credit Card Bill Payment’
- Select Debit Card as the mode of payment
- You will receive an OTP after entering your Debit Card information
- Enter the OTP to complete the transaction.
The transactions on Paytm are speedy and secure, ensuring you save time and have peace of mind regarding the transaction’s safety. In cases where a transaction is completed but the payment gets stuck or fails, Paytm waits for 72 hours for its completion. If the payment isn’t completed within this period, the money is refunded to your account.
Conclusion: Paying your credit card bills on time is essential to avoid interest charges, late fees, and other penalties. Failure to pay your credit card bills can also negatively impact your credit score. Therefore, consider paying your credit card bills on Paytm with your debit card to potentially receive additional benefits such as cashback and other perks.
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