At Paytm, the security of your identity and account is our top priority. We ensure your account is 100% secure through a multi-layered system that combines user-controlled privacy settings with advanced technology working 24/7 to protect you.

Security Features You Can Control

We empower you with simple and effective tools to manage your account's privacy and security:

• Create a Private UPI ID: You can choose a personalized UPI ID (e.g., "yourname@paytm") to send and receive money. This is the best way to keep your personal phone number private during transactions.
• Enable the Paytm Security Shield: Activate Paytm Security Shield feature to lock your app with your phone's screen lock—whether it's your fingerprint, Face ID, or passcode. This ensures that only you can access your Paytm account.
• Automatic Screenshot Blocking: For your protection, Paytm automatically blocks screenshots on sensitive pages, such as those displaying your balance or transaction details. This prevents your private financial information from being easily captured and shared.

Our Advanced Security Technology

Behind the scenes, our robust technology provides a powerful defense for your account:

• AI-Powered Fraud Prevention: As of 2025, Paytm is guarded by a state-of-the-art AI system that monitors transactions in real-time. This smart technology is trained to instantly detect and block suspicious activity and new types of financial fraud, providing proactive protection for your account.
• Secure, India-Built Platform: Paytm's entire payment platform is built on our own secure technology, developed in India. By building our system from the ground up, we have placed security at its core. This ensures every transaction is not only fast and reliable but also processed on one of the safest networks available.

Learn More: Security Features to Keep in Mind While Creating a UPI ID