Your Paytm OTP is More Important Than You Think

Your Paytm One-Time Password (OTP) is the single most important security layer for your account—it acts as your digital signature to authorize sensitive actions.

Why it is so critical:

• Transaction Authorization: The OTP is the final key required to approve all financial transactions, including money transfers, payments, and linking new devices. Without it, unauthorized transfers are nearly impossible.
• Account Takeover Prevention: An OTP is required to change your password, link your bank account, or log in to a new device. Sharing it grants a fraudster complete control over your Paytm Wallet and linked accounts.
• Irreversible Loss: Once an OTP is shared and a transaction is completed, the money transfer is usually immediate and irreversible. Fraudsters often use the OTP to empty your wallet or initiate fraudulent bill payments.

The Golden Rule:

NEVER share your Paytm OTP with anyone—not a customer care executive, not a bank representative, and certainly not a friend or family member. Paytm or any legitimate entity will never ask you for your OTP.

Check: Forgot your Paytm password? Here's what to do