Why is my UPI showing limit exceeded?

The UPI "limit exceeded" message appears when you have surpassed your daily transaction limits. This can be due to sending more than the maximum monetary amount allowed in one day (typically ₹1,00,000) or exceeding the maximum number of transactions (often 20) across all UPI applications. These limits are set by the National Payments Corporation of India (NPCI) and may vary slightly based on your bank.