Several Unified Payments Interface (UPI) applications are directly backed by or developed by banks. Examples include BHIM Baroda Pay, IDBI Bank GO Mobile+, iMobile by ICICI Bank, IndOASIS by Indian Bank, IndusInd Bank Limited app, BHIM SBIPay, BHIM UCO UPI, and Citi Mobile. HSBC Simply Pay is also a bank-backed UPI application. These apps are specifically designed and managed by their respective financial institutions for seamless digital payments.
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