UPI

Which UPI apps are backed by banks

Several Unified Payments Interface (UPI) applications are directly backed by or developed by banks. Examples include BHIM Baroda Pay, IDBI Bank GO Mobile+, iMobile by ICICI Bank, IndOASIS by Indian Bank, IndusInd Bank Limited app, BHIM SBIPay, BHIM UCO UPI, and Citi Mobile. HSBC Simply Pay is also a bank-backed UPI application. These apps are specifically designed and managed by their respective financial institutions for seamless digital payments.

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