What is the UPI limit per day in 2025?

The general UPI daily limit is set at ₹1 lakh, as established by the National Payments Corporation of India (NPCI) regulations for standard transactions. This limit applies to both Person-to-Person and Person-to-Merchant payments. Higher daily limits, such as ₹2 lakh or ₹5 lakh, may apply to specific transaction types, including capital markets, insurance premiums, and IPO applications, based on NPCI guidelines.