What is BHIM UPI code?

A BHIM UPI code, commonly known as a UPI PIN, is a personalized 4 or 6-digit security password used to authorize banking transactions. It is a mandatory authentication credential that ensures only the account holder can initiate payments or transfers from their linked bank account. Key aspects include:

• It is set by the user during registration on the BHIM app.
• It acts as a secure key to verify and complete real-time fund transfers.
• The PIN must be kept confidential and should never be shared with anyone to prevent unauthorized access and financial fraud.